ಬಿಡಿಸಿಸಿ
ಬ್ಯಾಂಕ್

ಬಿಡಿಸಿಸಿ
ಬ್ಯಾಂಕ್

Interest Rates

SL NO LOAN DETAILS Max Loan Amount
(Rs. In Lakhs)
Interest Rate  
(%)
I KCC .LOAN    
1 KCC CROP LOAN
(D:01.04.2023 From As per Government Order D:12.09.2023)
5.00 0
2 K.C.C Dairy Farming 2.00 0
3 K.C.C Fishery Loan 2.00 0
II Medium Term Loan    
1 MLT loan Through PACS 1.20 3
2 Agriculture loan related to MTL 
Poultry/sheep/goat/dairy/pig raring and mushroom etc. Rs.15 Lakhs
(D:01.04.2023 From As per Government Order D:12.09.2023)
Depending upon Project Report 3
  Agriculture related to MTL Loan – 15 lakhs above    12
3 Weaver Loan (MTL) 5.00 3
III SELF HELP GROUP LOAN    
1 SHG –  Women 5.00 12(Net rate 0)
2 SHG (Women/Men)
 (Own Business/Dairy Farming)
5.00 12(Net rate 4)
3 SHG (Women/Men) Group –
(others)
5.00 TO 10.00 12(Net rate 4)
4 SHG (Women/Men) Group –
(others)
5.00 TO 10.00 12
       
IV NON-AGRICULTURAL LOAN     
1 Gold loan 25.00 10
2 Gold loan (Women) 25.00 9
3 Personal Salary Loan  5.00 11.00
  Personal Salary Loan ( Only for Dairy staff) 10.00 10
4 Housing Loan/ Purchase / Construction/ Mortgage
Flat Purchased Loan  
< 10.00
> 10.00 TO 50.00
9
10
  Commerical Complex /Contruction/Mortatage/Purchase 50.00 11
  Housing Loan/ Purchase / Construction/ Mortgage Flat Purchased Loan city/village/gram panchyat    50.00 10
5 Fixed Loan for Employee Credit Co-operative Society  On request 12
6 Vehicle Loan  30.00 10
7 Loan for Brick Industry  25.00 13
8 80% OD on Bank Deposit     
9 Mortgage Loan  40.00 10
10 Cash Credit  (CCL ) T.A.P.C.M.S  According to N.D.R 10
  Cash Credit  (CCL ) P.A.C.S According to N.D.R 10.50