Loans & Advances

Sl. No Type of Loan Max Amount (in Lakh) Rate of Interest (%)
1 KCC Crop Loan 3 Zero
2 KCC Diary Loan 2 Zero
3 KCC Fishery Loan 3 Zero
4 Conversion of PACS into Multi Purpose Centers (NABARD Financial Assistance) 200 Net 1
SELF HELP GROUP
1 SHG – Ladies 5 Zero
2 SHG – Gents 5 Net 4
3 SHG – Ladies/Gents 5-10 12
4 KAYAKA Yojane – Ladies/Gents 5 Net Zero
5 Weavers Loan 5 Net 3
6 MTL – Horticulture Crops, Diary Farming, Sheep/Goat Farming, Piggery & Poultry Farming As per Project Report 3
7 Gold Loan 15 10.5
8 Personal Loan 5 14
9 House Purchase / Construction & Site Purchase / Flat Purchase < 10 10
> 10-40 11
10 Commercial Complex Construction / Purchase 40 12.5
11 Mortgage Loan on House / Site / Flat in Urban Area & Village Panchayat 40 12
12 Fixed Loan to Employees Cooperative Societies As per Project
Report
13
13 New Vehicle Purchase Loan 25 13
14 Bricks Manufacturing Unit 25 13
15 Loan on Deposits 2% Interest above Deposit Rate of Interest
16 Over Draft Loan on Property Mortgage 25 13
* Personal Accident Insurance cover for KCC Loanees